2026 Summer Chequing Account Opening Offer
Terms & Conditions
The 2026 Summer Chequing Account Opening Offer is available from August 7, 2026 – November 2, 2026. You can earn a $100 Amazon.ca Gift Card when you open a new Canadian Dollar Primary Chequing Account (“Chequing Account”) with an Eligible Bank Plan at any BMO branch in Canada or online at bmo.com/cash.
Chequing Account Opening eGift Card Offer Bonus
To qualify for the Chequing Account Opening Offer, you must:
- Open a new Chequing Account with the Performance or Premium Plan during the Offer Period, August 7, 2026 – November 2, 2026;
- Make a deposit of any amount to the Chequing Account by November 2, 2026.
- Eligible Bank Plan(s) means the Performance Plan or the Premium Plan (each, an Eligible Plan). Student, Medical and Dental Student, Recent Graduates, Canadian Defence Community Banking discounted banking programs do not qualify for the 2026 Summer Chequing Account Opening Offer.
- Existing Customers are not eligible for the 2026 Summer Chequing Account Opening Offer. An “Existing Customer” is anyone who currently has a BMO Canadian or U.S. Dollar Primary Chequing Account, Canadian or U.S. Dollar Interest Chequing Account, Canadian or U.S. Dollar Premium Rate Savings Account, Smart Saver Account, Savings Builder Account, or Savings Amplifier Account (each an “Existing Account”) or anyone who closes their Existing Account between August 7, 2025– November 2, 2026 and subsequently opens a new Chequing Account or Savings Account.
Exclusions
Other
- This 2026 Summer Chequing Account Opening Offer is non-transferable and available only to the customer who has been presented with the offer. This is a personalized offer and may not be the same for each customer who receives a 2026 Summer Chequing Account Opening Offer.
- Limit of one (1) 2026 Summer Chequing Account Opening Offer per customer. Limit of one (1) Amazon.ca Gift Card. For any new Chequing Account with the Performance or Premium Plan. For accounts that are joint accounts, only the accountholder that provided an email address on account opening will receive a $100 Amazon.ca Gift Card.
- Your Chequing Account must be open and in good standing (no restrictions, not overdrawn, and not in arrears) when the eGift card is delivered.
- Your eligible Chequing Account must remain open until November 2, 2027. If you close your eligible Chequing Account before November 2, 2027, and you have received an eGift card, we reserve the right, in our sole discretion, to debit the eligible Chequing Account the full value of the eGift card amount, or send you an invoice for any amount(s) outstanding.
- We may change, extend, or withdraw the 2026 Summer Chequing Account Opening Offer at any time without notice. We reserve the right, at our sole discretion, to suspend, disqualify, limit or revoke the 2026 Summer Chequing Account Opening Offer for any customer we suspect of manipulating or abusing any of the offers included in the 2026 Summer Chequing Account Opening Offer, or its fairness, integrity or operation.
- To be eligible for the 2026 Summer Chequing Account Opening Offer, you must be a current BMO customer who has received an invitation from BMO to participate in the offer.
- For the Chequing Account Opening Offer, a redemption email for your eGift Card will be sent by December 31, 2026 to the email address provided at the time of opening the eligible Chequing Account. You have until January 31, 2027 to notify BMO if you believe you qualify for the offer and have not received an eGift Card.
- Bank of Montreal is not liable for any loss of use of the eGift Card if the email is deleted, if you change your email address before the eGift Card is issued, if the email is returned undelivered for any reason, or for any other reason that would prevent you from being able to access the email or process the redemption.
- BMO may share your name and email address with our thirdparty fulfillment provider solely to deliver the eGift card, in accordance with BMO’s Privacy Code.
- This 2026 Summer Chequing Account Opening Offer cannot be combined with any other Chequing account offers. Available while quantities last.
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