Exclusive offers on BMO Rewards   Credit Cards!

BMO Rewards Mastercard 

BMO World Elite Mastercard

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Welcome offer:

Welcome offer:

Get 15,000 BMO Rewards welcome points (worth $75 when you pay with points)!

Get up to 40,000 points - 30,000 points when you spend $3,000 in the first 3 months plus 10,000 points on your first anniversary (worth $200 when you pay with points)!

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Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.

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Plus, get the $150 annual fee waived for the first year.

Get 3 BMO Rewards points for every $1 spent on eligible travel, dining and entertainment purposes.

Earn 2x BMO Rewards points at participating National Car Rental       and Alamo Rent A Car       locations.

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Get 1 BMO Rewards point for every $1 spent.

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Get 2 points for every $1 spent everywhere else. 

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$150

19.99%

22.99%

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$0

19.99%

22.99%

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Annual fee

Interest rate

Cash advances

Annual fee

Interest rate

Cash advances

Minimum $80,000 (individual) or $150,000 (household) annual income required.

How to Pay with Points

Treat yourself with BMO Rewards and Pay with Points for any purchase. Perfect for life's everyday pleasures like a latte, subscription services or a bouquet of flowers just because. 

1. Sign into bmorewards.com and select the Pay with Points tab. 

2. Browse your recent transactions and select which eligible purchase you want to redeem points for. 

3. Choose how many points you would like to redeem toward your purchase - you can redeem your points for as little as $1!

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Your BMO Rewards benefits

Redeem points for flights, hotels, car rentals, cruises and vacation packages – with no black-out periods.

No extra costs – your points cover all flight fees and taxes.

Save for the future by redeeming points for a contribution to a BMO savings or investment account.

Pay with points. Let your points pick up the tab. Apply your points directly to eligible purchases.

Other things you need to know

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Details matter. Here’s some more information about the BMO Rewards    Mastercard     and 

BMO World Elite     Mastercard  

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See full list of Terms and Conditions