Featured Premium Credit Cards

BMO Ascend World Elite^®* Mastercard^®*

BMO CashBack^® World Elite^®* Mastercard^®*

BMO AIR MILES World Elite^®* Mastercard^®*

Get 5% on groceries – the highest cash back earn rate on groceries in Canada^75,76

Get 5x the points for every $1 spent on eligible travel purchases.^9A,9B

Collect more moments by earning Miles on everyday purchases.

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Welcome offer:

Get up to $650 in value including $40 cash back each month in your first year. Plus we’ll waive the $120 annual fee in the first year.^**

Plus, get a 0% introductory interest rate on Balance Transfers for 12 months with a 2% transfer fee.^∆∆∆

Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.¹

Plus, get a 0% introductory interest rate on Balance Transfers for 12 months with a 2% transfer fee. ^∆∆∆

Get up to $1,000 in value including 7,000 AIR MILES Bonus Miles and no annual fee in your first year.^†

Plus, get a 0% introductory interest rate on Balance Transfers for 12 months with a 2% transfer fee.^∆∆∆

Benefits:

Earn 3x the Miles for every $12 spent at participating AIR MILES Partners,⁷⁴ 2x the Miles for every $12 spent at any eligible grocery store¹⁸ and at any eligible wholesale clubs, membership-based retailers and alcohol retailers.⁹⁹

Plus, 1 Mile for every $12 that you spend with your credit card everywhere else.^16B

Benefits:

Earn 5% cash back on groceries^2B,75,

4% on transit, 3% on gas^2B,78, 2% on recurring bill payments and 1% unlimited cash back on all other purchases.^2B

Benefits:

Get 5x the points for every $1 spent on eligible travel purchases.^9A,9B

Get 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments^9A,9B

Get the highest cash back earn rate on groceries in Canada^2B and redeem your cash back any time and for as little as $1.

Get 1 point for every $1 spent everywhere else.^9A,9B

Complimentary Roadside Assistance Program.¹⁹

Airport lounge access with free membership in Mastercard Travel Pass provided by DragonPass, plus 4 free passes a year.^26A

~~$150~~⁸

21.99%⁸

23.99%⁸

Annual fee

Interest rate

Cash advances

(21.99% for Quebec residents)⁸

(Waived in first year)

Minimum $80,000 (individual) or $100,000 (household) annual income required

~~$120~~⁸

21.99%⁸

23.99%⁸

Annual fee

Interest rate

Cash advances

(21.99% for Quebec residents)⁸

(Waived in first year)

Minimum $80,000 (individual) or $100,000 (household) annual income required

~~$120~~⁸

21.99%⁸

23.99%⁸

Annual fee

Interest rate

Cash advances

(21.99% for Quebec residents)

(Waived in first year)

Minimum $80,000 (individual) or $100,000 (household) annual income required

Important Information on Rates and Fees

Save on groceries and more with complimentary Instacart+

Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.¹²⁰ Terms apply.

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Ready to Apply?

for the
BMO CashBack® World Elite^®* Mastercard^®*

for the
BMO AIR MILES World Elite^®* Mastercard^®*

for the
BMO Ascend World Elite^®* Mastercard^®*

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