Claim your limited-time offer and get up to:

when you apply for a BMO VIPorter World Elite Mastercard by July 31, 2026.*†

BMO VIPorter World Elite®* Mastercard®*

Welcome offer: Get up to $2,400∆∆^^ in value including 70,000 VIPorter points, a round-trip companion pass, the annual fee waived in the first year, and more.∆∆112

PLUS for a limited time: Earn 20,000 extra VIPorter points.*†

Earn 3 points for every $1 spent on Porter purchases∆∆113A

Earn 2 points for every $1 spent on gas and transportation∆∆113A

Earn 2 points for every $1 spent on groceries and dining∆∆113A

Earn 2 points for every $1 spent on hotel accommodations∆∆113A

Earn 1 point for every $1 spent everywhere else∆∆113B

‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎ APPLY NOW

21.99%

for purchases8

23.99% for

cash advances8

21.99% for

Quebec residents8

$199 $0

annual fee8 waived in the first year112

Minimum $80,000 (individual) or $150,000 (household) annual income required.

How to claim your extra 20,000 VIPorter points*†
STEP 3:
STEP 1:
STEP 2:

Spend at least $100 by September 30, 2026.

Get 20,000 extra VIPorter points in your account!

Apply for a BMO VIPorter World Elite Mastercard by July 31, 2026.

‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎ APPLY NOW
For complete offer details, please review the terms and conditions.*†

So good, it's award-winning

Our BMO VIPorter World Elite Mastercard has received nation-wide recognition.

Winner of the 2026 Frugal Flyer Best Airline Co-Branded Credit Card Award.

Winner of the 2026 Finly Wealth Overall Airline loyalty Credit Card Award.

Enjoy even more travel rewards

All cardholders automatically become an Avid Traveller with a BMO VIPorter credit card.

BMO VIPorter World Elite Mastercard

Complimentary checked and carry-on bags

Get an annual companion pass

Make your dream getaway more affordable with an annual companion pass (100% off your plus-one's base fare).∆∆114

Pack more for your trip with 1 complimentary checked bag and 1 complimentary carry-on bag on all Porter fare types.∆∆115, 116

Priority flight re-accommodation

Free PorterClassic seat selection

When your flight is delayed, Porter will prioritize getting you on the next available flight.∆∆109

Pick the perfect spot for your next flight.∆∆117

No points expiry

Skip the airport lines

Your VIPorter points never expire, so you can save them for whenever you’re ready to travel.∆∆111

Enjoy dedicated check-in, priority security and early boarding.∆∆108

These benefits apply to primary cardholders, authorized users and up to 8 additional travel companions on the same booking:

Free checked and carry-on bags, PorterClassic seat selection, priority flight re-accommodation, dedicated check-in, priority security and early boarding. 

Or, choose a BMO VIPorter Mastercard®* and get up to $1,800 in value∆∆^, including:

A low $89 annual fee8 (waived for your first year!)105

Earn VIPorter points quickly for great reward flights!

An annual voucher for 35% off your base fare

Dedicated check-in & early boarding

‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎‏‏‎ ‎ APPLY NOW

Frequently asked questions

What travel insurance coverage is included with these cards?

Any BMO VIPorter Mastercard comes with comprehensive insurance coverage15, including:

  • Purchase security insurance
  • Out-of-province or country emergency medical insurance
  • Car rental-collision/loss damage insurance
  • Common carrier insurance
  • Flight delay insurance
  • Baggage insurance
  • Hotel burglary insurance

The BMO VIPorter World Elite Mastercard also includes:

  • Trip Cancellation/Interruption/Delay insurance
I’m already a member of the VIPorter program, why should I get a BMO VIPorter Mastercard?

This is the perfect card for people who like collecting VIPorter points and flying with Porter! With a BMO VIPorter Mastercard, you’ll earn points even faster – on every dollar you spend on your card! Plus, the points you earn will never expire as long as your account is open and in good standing. You will also benefit from great perks, like early boarding, prioritized call centre service and more.

How do I know if I am eligible for this card?

There are a few requirements you need to meet to apply for a credit card with us.

  • Be a Canadian citizen or permanent resident
  • Have not declared bankruptcy in the past seven years
  • Have reached the age of majority in the province in which you live (18 years in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan. 19 years in all other provinces)
  • Meet any minimum income requirements
How do I access my Porter flight benefits?

If you’re a primary cardholder:

To access the card perks to elevate the flying experience for you and up to 8 guests, all you need to do is include the VIPorter number that is associated with your BMO VIPorter Mastercard on your Porter flight booking.

If you’re an authorized user:

You can still benefit from perks like early boarding – even if you aren’t travelling with the Primary Cardholder! Simply ask the Primary Cardholder to link your VIPorter number to their VIPorter account. Once the authorized user account is ready to be linked, Porter will email the Primary Cardholder asking them to start the linking process. Alternatively, once the account is ready to be linked, the Primary Cardholder can follow these steps:

  1. Log in to your VIPorter account
  2. On your dashboard, select the option to link a new card
  3. Follow the steps to link your authorized user(s) by entering their VIPorter number

*†Limited time offer. To be eligible for the special offer of 20,000 extra VIPorter points, you must 1) apply for the BMO VIPorter World Elite Mastercard directly from this page by July 31, 2026, and 2) once approved, spend a minimum $100 CAD (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) posted on your new BMO VIPorter World Elite card by September 30, 2026. Must be an active cardholder when the points are deposited. New cardholders only. Limit one per person.


Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the bonus points to be deposited. The points will typically be reflected in your VIPorter account within two business days of your monthly credit card statement being issued. Please note: statements may not be issued if there's no activity in your account (Purchase, Returns, or Payments) and you have no balance due / account balance when your account cycles.

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