Exclusive offers on our BMO® AIR MILES®† Credit Cards

BMO AIR MILES®† Mastercard®*

BMO Air Miles No Fee Mastercard

Limited time offer: Get 1,500 AIR MILES Bonus Miles!1 That's enough for $150 towards purchases with AIR MILES Cash.2 Plus, get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.3

Get a response in under 60 seconds!

BMO AIR MILES Mastercard®*

BMO AIR MILES World Elite®* Mastercard

BMO Air Miles No Fee Mastercard
BMO Air Miles World Elite Mastercard

Get a response in under 60 seconds!

Get a response in under 60 seconds!

Limited time offer: Get 3,000 AIR MILES Bonus Miles!9 That's enough for $310 towards purchases with AIR MILES Cash!2 Plus, get the $120 annual fee waived for the first year.9

NEW: Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up! 26

Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.12

Complimentary membership in Mastercard Travel Pass provided by DragonPass.10

Automatically get Onyx collector status16 and use fewer Dream Miles™ on flights17,18 and merchandise.18,19       

Limited time offer: Get 1,500 AIR MILES Bonus Miles!1 That's enough for $150 towards purchases with AIR MILES Cash.2

NEW: Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up! 26

Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.3

No annual fee.7

Automatically get Gold collector status15 and use fewer Dream Miles™ on flights17,18 and merchandise18,19, plus get VIP access to exclusive events.20

Annual fee*

Purchases*

Cash advances*

$120

20.99%

23.99%

(21.99% for Quebec residents)*

Minimum $80,000 (individual) or $150,000 (household) annual income required


Annual fee*

Purchases*

Cash advances*

20.99%

$0

22.99%

(21.99% for Quebec residents)*

Get Miles 11.6X faster than other collectors.**

Get closer to your goals every time you spend on everyday purchases!

Get a response in under 60 seconds!

3X the Miles

at participating partners.4

2X the Miles

at any eligible grocery store.5,14,28

1X the Miles

on purchases everywhere else.5,6

Rewards Calculator

How much do you spend on your credit card each month

$2,500

BMO Air Miles World Elite Mastercard
BMO Air Miles No Fee Mastercard

BMO AIR MILES Mastercard  

BMO AIR MILES World Elite Mastercard

3,180

6,492

Total Reward Miles earned (1st Year): 

Total Reward Miles earned (1st Year): 

Yearly Breakdown:

Yearly Breakdown:

First Year Welcome Bonus1

1,500

First Year Welcome Bonus9

3,000

Reward Miles earned from spend: 

1,680

Reward Miles earned from spend: 

3,492

This example is for illustrative purposes only. Based on the calculation that 20% of spend per month are purchases made at participating AIR MILES Reward Partners. Values displayed as of May 3, 2021.

Enjoy more credit card benefits and earn extra rewards

Double Dip at AIR MILES Partner locations

Extended Warranty

Purchase Protection

Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES partner to earn reward miles from both.7

Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one year.8

Get added protection – most items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.8

Mastercard Travel Rewards Program

BMO AIR MILES World Elite Travel and Medical Protection11

Offers for Digital Everyday Services

Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Check out all the offers by visiting 

Shop, dine and relax with our partners to unlock Mastercard Travel Rewards cashback offers when you travel and shop with your BMO AIR MILES World Elite Mastercard outside of Canada. Discover a world of Mastercard Travel Rewards cash rebate offers at 

Includes Trip Cancellation, plus Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical benefits up to $2 million, and more.

All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. Some restrictions may apply. Quantities may be limited. See airmiles.ca for details.