Borrowell/Crave Offer

Terms & Conditions

The 2025 Borrowell/Crave Offer (“Borrowell Crave Offer” or the “Offer”) is available from September 2, 2025, to February 27, 2026 (“Offer Period”). Get six (6) months of Crave Standard With Ads from Bank of Montreal (“BMO”) when you open a new Canadian Dollar Primary Chequing Account with the Performance or Premium Plan (each a “Chequing Account”); or apply and get approved for a BMO AIR MILES Mastercard, BMO AIR MILES World Elite, BMO CashBack Mastercard, BMO Cash Back World Elite, BMO Ascend World Elite Mastercard, BMO VIPorter Mastercard, BMO VIPorter World Elite Mastercard, BMO eclipse rise Visa Card, BMO eclipse Visa Infinite Card; or a BMO eclipse Visa Infinite Privilege Card (each an “Eligible BMO Credit Card) through Borrowell.com


To qualify for the Borrowell Crave Offer, you must:

  1. Open a new Chequing Account with the Performance or Premium Plan during the Offer Period, September 2, 2025, to February 27, 2026, through Borrowell.com; AND
  2.  Provide a valid email address1 at the time of opening the Chequing Account. If the Chequing Account is joint account, this requirement is met if one account holder provides a valid email address1; AND
  3.  Make a deposit of any amount to the Chequing Account by February 27, 2026;

OR


  1. Eligible BMO Credit Card applications must be received during, September 2, 2025, to February 27, 2026 (the “Offer Period”) and be approved by March 13, 2026 to be eligible for the offer, through Borrowell.com; AND
  2. Provide a valid email address1 at the time of apply for the Eligible BMO Credit Card.

Customers who meet the qualifying criteria for the Borrowell Crave Offer will receive six (6) months of Crave Standard with Ads from BMO. A promo code will be distributed by Borrowell to the email address provided at the time of applying for the Chequing Account or Eligible BMO Credit Card. You are aware and consent to BMO sharing your name and email address to Borrowell to fulfill the Offer. Please allow up to 60 calendar days from the date you meet the qualifying criteria for the Crave Standard With Ads promo code to be sent to you by email. The promo code must be redeemed at crave.ca/redeem before 11:59:59 p.m. Eastern Time on May 31, 2026. If Crave Standard With Ads is not available, promo code will be redeemable for an equivalent successor plan. New and reactivating Crave subscribers only. After six (6) months, your subscription will automatically renew monthly at the then-current price (currently $11.99/month plus applicable taxes). You can cancel or change your subscription at any time at crave.ca.


The promo code is single use, non-refundable, and not valid for resale. Promo code is not redeemable for a Crave subscription from a TV provider or other third party distributors. A new promo code will not be provided if it expires before the promo code is redeemed. This Offer cannot be combined with any other Crave offer, promotion, discount, coupon, package, etc. This Offer and use of the Crave service is subject to the terms and conditions set out here as well as the Crave Terms and Conditions and Privacy Policy (available at crave.ca) which may be amended from time to time. This offer is available while supplies last and may be withdrawn or changed without notice. Limit of one (1) promo code per customer or Chequing Account. In the case where a Chequing Account is joint, then no more than (1) promo code per Chequing Account will be issued regardless of how the qualifying criteria was met.




  • Existing BMO Customers are not eligible for the Offer. An ”Existing BMO Customer” is anyone who currently has an Eligible BMO Credit Card, BMO Canadian or U.S. Dollar Primary Chequing Account, Canadian or U.S. Dollar Interest Chequing Account, Canadian or U.S. Dollar Premium Rate Savings Account, Smart Saver Account, Savings Builder Account, or Savings Amplifier Account (each a “BMO Account”) or anyone who closes their BMO Account between September 2, 2025 and February 27, 2026 and subsequently opens a new Eligible BMO Credit Card or Chequing Account.
  • If a Chequing Account is opened as a joint account, and any one accountholder is an Existing Customer; or if an Existing Customer closes their BMO Account(s) between September 2, 2025 and February 27, 2026 then none of the account holders are eligible for the Offer.
  • If the Chequing Account is initially opened under single ownership and is subsequently converted to a joint account with an Existing BMO Customer, then then none of the accountholders are eligible for the Offer.
  • Employees of Bank of Montreal and those with whom such employees are domiciled are not eligible for the Offer.

Exclusions

Other

  • You must have reached age of majority in the province or territory where you reside to be eligible for the Offer.
  • You must notify BMO by June 1, 2026 if you believe you qualify for the Offer and have not received the promotion code confirmation email, so that we can verify your eligibility.
  • Unless otherwise stated, the Offer cannot be combined with any other BMO offers, promotions, or discounted banking programs.

1 Your email will become part of your contact information and will be used in accordance with our Privacy Code which is available online at bmo.com/privacy. We may use your email to provide you with future offers tailored to your banking needs. You can unsubscribe from receiving promotional emails at any time by updating your email preferences at bmo.com/subscription-centre, by visiting your BMO branch, or by clicking the unsubscribe link contained in promotional emails.


Crave is a trademark of Bell Media Inc., used under license.