®† Interac e-Transfer is a registered trademark of Interac Inc. Used under license.
*The Savings of up to $479 is based on the following savings in a year: (i) $203.40 for the Performance Plan Monthly Fee of $16.95 per month for 12 months; (ii) $155.88 for the retail value of OnGuard®^ charged at $12.99 per month; (iii) $120 for the value of 5 debit transactions ($2/each) per month using non-BMO ATMs on the Cirrus Network.
1. The savings of $15M is based on 78,516 active members enrolled in the Canadian Defence Community Banking (CDCB) Discounted Banking Program between Jan-Dec 2021. Members are provided a discount of $16.95 off the Performance and Premium Bank Plan. Fees saved for 2021 assumes a savings of $16.95 per month per month and that members would not have been eligible for any other discounts or offers that may have otherwise reduced or eliminated their monthly plan fee such as a daily balance fee waiver
2. Interac e-Transfer transactions are subject to maximum send and receive dollar amounts. For Bank Plans that do not include unlimited transactions, excess transaction fees may apply if you perform an Interac e-Transfer transaction over and above the number of transactions allowed for the Plan. A cancellation fee may still apply when you cancel the transaction.
3. Plan, transaction, service and product fees may still apply. You’re eligible for OnGuard if you are a BMO customer who has a lead account* with one of the following Bank Plans: Performance Plan, Premium Plan, Platinum Plan or Employee Plan. In addition, to qualify for OnGuard, you must be a Canadian resident who has reached the age of majority for your province or territory, and you must be registered for BMO Online Banking and/or Mobile Banking and you must have a valid email address on your BMO profile and your lead account must be in good standing. Customers with an eligible Bank Plan with the Kids or Teens discounted banking program do not qualify for OnGuard. All accountholders of a lead account with an eligible Bank Plan qualify for OnGuard provided they meet the above eligibility requirements. If you switch your lead account to an ineligible Bank Plan, then you will no longer qualify for the OnGuard service. OnGuard retail value is $155.88 annually (charged at $12.99 per month). OnGuard is provided by Sigma Loyalty Group and Intersections Inc. Terms and conditions can be found at www.bmo.com/onguard/SLGconditions.
*The lead account is the one you designate to pay any fees required by your Bank Plan, for example, your monthly Plan fees and transaction fees.
