Plus, earn up to 5,000 bonus points every year.70,94
2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points - that's just 1,000 points per month!70
2,500 bonus points for paying your full credit card balance on time for 12 consecutive months.94
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.§
Get 3x the Miles for every $25 spent at AIR MILES Reward Partners16 and get 2x the Miles for every $25 spent at any eligible grocery store.17
0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.§§
Welcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in your first year – that’s a $570 value in your first year.66
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2
Earn 5x the BMO Rewards points on groceries, takeout, food delivery, rideshare, gas and transit.67 Then, get 1 BMO Reward for every $1 spent on everything else!70
Earn 10% more points when you add an authorized user to your account.68
Pay with Points by browsing your recent transactions and redeem your points for as little as $1.††,64.
