Find the best BMO credit card for you!

BMO eclipse rise Visa* Card

BMO eclipse Visa Infinite* Card

Get rewarded when it comes to building your financial future.

Earn on groceries, takeout, food delivery, rideshare, gas and transit.⁶⁷

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Welcome offer:

Get 20,000 points when you spend $1,500 in the first 3 months - that's a $133 value!⁹¹

Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.⁶⁶

Plus, earn up to 5,000 bonus points every year.^70,94

2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points - that's just 1,000 points per month!⁷⁰
2,500 bonus points for paying your full credit card balance on time for 12 consecutive months.⁹⁴

Earn 5x the BMO Rewards points on groceries, takeout, food delivery, rideshare, gas and transit.⁶⁷ Then, get 1 BMO Reward for every $1 spent on everything else!⁷⁰

Earn 10% more points when you add an authorized user to your account.⁶⁸

Earn 5 points for every $2 spent on recurring bills, groceries, dining, and takeout.⁹²Get 1 point for every $2 spent on everything else!⁹³

Pay with Points by browsing your recent transactions and redeem your points for as little as $1.^††,64.

Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.¹²⁰

Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.¹²¹

So good, it's award winning

Our BMO eclipse Visa Infinite* Card has received nation-wide recognition.

Winner of the 2026 Rates.ca Best Rewards Card for Young Professionals

Winner of the 2025 Rates.ca Best Card for Young Professionals

$0⁸

21.99%⁸

23.99%⁸

$120⁸

21.99%⁸

23.99%⁸

Annual fee

For purchases

For cash advances

Annual fee

For purchases

For cash advances

(21.99% for Quebec residents)⁸

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BMO Ascend World Elite^®* Mastercard^®*

BMO CashBack Mastercard

®

®*

Enjoy the most cash back on groceries in Canada without paying an annual fee.⁷⁶

Get 5x the points for every $1 spent on eligible travel purchases.^9A,9B

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Welcome offer:

Get up to 5% cash back in your first 3 months.^‡‡

Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.¹

Plus, get a 0% introductory interest rate on Balance Transfers for 12 months with a 2% transfer fee. ^∆∆∆

0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.^§§

Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!²

Get 5x the points for every $1 spent on eligible travel purchases.^9A,9B

Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.¹²¹

Get 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments^9A,9B