Featured BMO Exclusive Offer

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BMO CashBackMastercard 

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Enjoy the most cash back on groceries in Canada without paying an annual fee.

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Welcome offer:

Get up to 5% cash back in your first 3 months. Plus, a $50 cash back bonus - that's up to $175 in cash back in your first year!

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Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.

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Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!

No annual fee credit card.

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22.99%

$0

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19.99%

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Annual fee

Interest rate

Cash advances

21.99%

(                   for Quebec residents)

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Our BMO CashBack Mastercard has picked up a few awards

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Winner of the 2021 MoneySense     Best No Fee 

Cash Back Card for Groceries

Winner of the 2021 Rates    Best No Fee
Cash Back Card

Winner of the 2021 creditcardGenius    Best Balance
Transfer Credit Card

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Ready to Apply?

for the
BMO CashBack   Mastercard

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We'll respond in under 60 seconds.

Cashing in on your cash back

Your cash back rewards never expire as long as your account is open and in good standing.

No waiting! Redeem you cash back any time you want for as little as $1.

Set up an automatic deposit whenever you reach a certain amount, starting at $25.

Enjoy the flexibility to put your cash back where you want:

  • Statement credit
  • BMO chequing or savings account
  • InvestorLine

Digital features and security at your fingertips

Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you're using it.

Stay on top of your spending with a personalized look at your money. 

Can't find your card? No worries, you can lock it, unlock it or report it lost or stolen at any time.

Log in to your mobile or online banking for free, 24/7 access to CreditView. 

Resolve an issue with your statement or reset your PIN directly  from your mobile app. 

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BMO CashBack  Mastercard

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$0

19.99%

22.99%

Annual fee

Interest rate

Cash advances

21.99%

(                   for Quebec residents)

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