Featured BMO Exclusive Offer

BMO eclipse Visa Infinite* Card

Earn on groceries, takeout, food delivery, rideshare, gas and transit.

Welcome offer:

Get up to $1,200 in value including up to 80,000 bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.¹

Earn 5x the BMO Rewards points on groceries, takeout, food delivery, rideshare, gas and transit. Then, get 1 BMO Reward for every $1 spent on everything else!

Get a $50 anniversary lifestyle credit to spend however you want.

Earn 10% more points when you add an authorized user to your account.

Pay with Points by browsing your recent transactions and redeem your points for as little as $1.

$120

21.99%

23.99%

Annual fee

Interest rate

Cash advances

(21.99%

for Quebec

residents)

Minimum $60,000 (individual) or $100,000 (household) annual income required

Minimum $15,000 declared current annual spend.

APPLY NOW

Save on groceries and more with complimentary Instacart+

Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.¹²⁰ Terms apply.

LEARN MORE

Make every day a 5x the points day

Earn more (a lot more) on your daily needs and wants.

Groceries

Dining in or out

You need to eat, why not get rewarded at the same time? Earn 5x the points on groceries.

You’ve got great taste! Earn 5x the points for dining out, getting drinks after work or ordering in.

Gas

Transit

Ready to hit the road? You're in luck. Get 5x the points each time you fill up.

Get rewarded no matter how you roll. Earn 5x the points on ride sharing, public transit and more.

Plus, earn 1 point for every $1 spent on everything else – there’s so much points potential out there.

Ready to Apply?

for the
BMO eclipse Visa Infinite* Card

APPLY NOW

We'll respond in under 60 seconds.

How to Pay with Points

Treat yourself with BMO Rewards and Pay with Points. Perfect for life’s little pleasures like your morning flat white, tickets to a matinee or a bouquet of flowers just because.

3. Choose how many points you would like to redeem toward your purchase - you can redeem your points for as little as $1!

1. Sign into bmorewards.com and select the Pay with Points tab.

2. Browse your recent transactions and select which eligible purchase you want to redeem points for.

Digital features and security at your fingertips

Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you're using it.