Featured BMO Visa Credit Cards

BMO eclipse Visa Infinite* Card

BMO eclipse rise Visa* Card

Get 5x the points on groceries, gas, dining, takeout, transit, and rideshare67

Get rewarded when it comes to building your financial future.

Welcome offer:

Welcome offer:

Get up to $1,150 in value including up to 70,000 bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.66

Get 20,000 points when you spend $1,500 in the first 3 months - that's a $133 value!91

Plus, earn up to 5,000 bonus points every year.70,94

  • 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points - that's just 1,000 points per month!70
  • 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months.94

Earn 5x the BMO Rewards points on groceries, takeout, food delivery, rideshare, gas and transit.67 Then, get 1 BMO Reward for every $1 spent on everything else!70

Earn 10% more points when you add an authorized user68

Pay with Points by browsing your recent transactions and redeem your points for as little as $1.††,64

Earn 5 points for every $2 spent on recurring bills, groceries, dining, and takeout.92 Get 1 point for every $2 spent on everything else!93

Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.120

Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.121

So good, it's award winning

Our BMO eclipse Visa Infinite* Card has received nation-wide recognition.

Winner of the 2025 Rates.ca Best Card for Young Professionals

Winner of the 2026 rates.ca Best Card for Young Professionals

$120  $08

21.99%8

23.99%8

$08

21.99%8

23.99%8

Annual fee

(Waived in first year)

For purchases

For cash advances

Annual fee

For purchases

For cash advances

(21.99% for Quebec residents)

(21.99% for Quebec residents)

Minimum $60,000 (individual) or $100,000 (household) annual income required 

Save on groceries and more with complimentary Instacart+

Get up to 6 months of Instacart+ free with your eligible BMO Credit Card.

Plus get up to a $10 monthly Instacart credit.120,121 Terms apply.