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Get 5x the points on groceries, gas, dining, takeout, transit, and rideshare67
Get rewarded when it comes to building your financial future.
Get up to 60,000 bonus points in your first year!67
Get up to 25,000 bonus points in your first year!
Welcome offer:
Get 20,000 points when you spend $1,500 in the first 3 months - that's a $133 value!91
Get up to $570 in value including up to 60,000 bonus points, a $50 anniversary lifestyle credit, and no annual fee in your first year66
Benefits:
5x the points for every $1 spent on groceries, gas, dining, takeout, transit, and rideshare67
5x the points for every $2 spent on recurring bills, groceries, dining, and takeout92
1 point for every $2 spent everywhere else92
1 point for every $1 spent everywhere else67
Up to 5,000 bonus points every year for paying your full credit card balance on time consistently and redeeming points toward everyday expenses94,95
$50 annual lifestyle credit to spend however you want69
Earn 10% more points when you add an authorized user68
Mobile device insurance of up to $1,00073
Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee§§
Travel insurance including emergency medical coverage73
$120 $08
21.99%8
23.99%8
$08
Annual fee
(Waived in first year)
For purchases
For cash advances
(21.99% for Quebec residents)
Minimum $60,000 (individual) or $100,000 (household) annual income required
Get up to seven cents off per litre on Shell fuel®, only for BMO cardholders101
See full list of Terms and Conditions
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