Enjoy truly unlimited banking*52 with exclusive perks
Up to $150 rebate on the annual fee for an eligible BMO credit card*10 Unlimited transactions*52 and worldwide for non-BMO ATM withdrawals*53 at no cost
OnGuard®† Identity Theft Protection at no charge*74 No-fee Global Money Transfer transactions to up to 50 countries*103
Get accounts for family members without paying an additional monthly fee*86 Get up to a 5.00% promo interest rate when you add a Savings Amplifier Account†
Up to $150 rebate on the annual fee for an eligible BMO credit card*10 Preferred U.S. foreign exchange rate*35 Unlimited transactions*52 and worldwide for non-BMO ATM*53 at no cost
OnGuard®† Identity Theft Protection at no charge*74 No-fee Global Money Transfer transactions to up to 50 countries*103
Get accounts for family members without paying an additional monthly fee*86 Get up to a 5.00% promo interest rate when you add a Savings Amplifier Account† Up to $40 rebate on the annual fee for eligible BMO credit cards*15 OnGuard®† Identity Theft Protection at no charge*74 Unlimited transactions*52 No-fee Global Money Transfer transactions to up to 50 countries*103
Get a Walmart+ membership for up to 12 months** when you:
Open and fund a new Performance, Premium, Practical or Plus chequing account by November 2, 2026
Sign up for or update your existing Walmart+ membership by December 31, 2026. You’ll have to select Debit Mastercard as the payment option and enter your new BMO debit card number
*For complete offer details, please review the terms and conditions.
Earn $150 when you open a Savings Amplifier Account by November 2, 2026 and complete the following:
Deposit a total $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the Savings Amplifier Account;
Maintain a daily closing balance of $10,000 or more for 120 calendar days from the date of deposit to earn the 5.00% promotional interest rate** on balances up to $1,000,000;
After the initial 120-day promotional period, continue to maintain a daily closing balance of $10,000 or more for an additional 90 calendar days to qualify for the $150 cash bonus.
You must complete step one to qualify for step two.
Plus, get a 5.00% promo interest rate** with a new Savings Amplifier Account.
STEP 3My Financial Progress Offer
Earn $50 when you sign in to BMO Online Banking or BMO Mobile Banking to access My Financial Progress and complete the following:
You must complete step one to qualify for step three.
STEP 1Chequing Account Offer
Earn $700 when you open a new BMO Performance or Premium Plan Chequing Account and make a deposit of any amount by November 2 2026, plus complete the following:
Create one (1) Goal in My Financial Progress Plan by December 31, 2026;
Go to the Planning Tab and apply one (1) Strategy to the plan by December 31, 2026.
Set up a recurring direct deposit of $500 or more from your employer, the government, or your pension, and have the first deposit appear by December 31, 2026.
Complete one of the following by December 31, 2026:
Make two (2) bill payments of $50 or more to two (2) different payees through BMO Online Banking or the BMO Mobile Banking app; and
Set up two (2) pre-authorized debits (PADs) of $50 or more from two (2) different payees.
