Exclusive limited time offer

Unforgettable travel experiences start with our premium flexible travel credit card!

Exclusive welcome offer:

Get up to 90,000 100,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.¹

5x the points for every $1 spent on eligible travel purchases, 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments, 1 point for every $1 spent everywhere else.^{2a, 2b}

Complimentary membership in Mastercard Travel Pass provided by DragonPass, with four annual complimentary passes.³

$150  $0

21.99%

23.99%

Cash advances⁴

Interest rate⁴

Annual fee⁴

The annual fee is waived in the first year– a savings of $150.¹

(21.99% for Quebec residents)⁴

Minimum $80,000 (individual) or $150,000 (household) annual income required.

Get up to seven cents off per litre on Shell fuel®, only for BMO cardholders.⁵

Treat yourself with BMO Rewards and Pay with Points for any purchase. Perfect for life's everyday pleasures like a latte, subscription services or a bouquet of flowers just because. 

3. Choose how many points you would like to redeem toward your purchase - you can redeem your points for as little as $1!⁶

1. Sign into bmorewards.com and select the Pay with Points tab. 

2. Browse your recent transactions and select which eligible purchase you want to redeem points for. 

Redeem points for flights, hotels, car rentals, cruises and vacation packages – with no black-out periods.

No extra costs – your points cover all flight fees and taxes.

Save for the future by redeeming points for a contribution to a BMO savings or investment account.

Pay with points. Let your points pick up the tab. Apply your points directly to eligible purchases.

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