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Enjoy the most cash back on groceries in Canada without paying an annual fee.9
Welcome offer:
Get up to 5% cash back in your first 3 months. Plus, a $50 cash back bonus - that's up to $175 in cash back in your first year!1
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.2
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!3a,3b,3c,3d
No annual fee credit card.4
$0
21.99%
23.99%
Cash advances4
Annual fee4
Purchases4
(21.99% for Quebec residents)4
Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.121 Terms apply.
Your cash back rewards never expire as long as your account is open and in good standing.
No waiting! Redeem you cash back any time you want for as little as $1.
Set up an automatic deposit whenever you reach a certain amount, starting at $25.
Enjoy the flexibility to put your cash back where you want:
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